Dear reader, Almana: Jurnal Manajemen dan Bisnis Volume 6, No.3/ December 2022 has appeared before you, consisting of 20 journals with a total of 207 pages. There are various topics presented in this edition. Maybe the diversity of these topics results in the concentration of discussion, but as a venue for ideas and scientific writing skills, still able to make a positive contribution. Hopefully, Almana : Jurnal Manajemen dan Bisnis can provide information and invite further deduction from readers as well so that the Almana Journal can be a discourse to increase the ability to think scientifically.

Published: 2022-12-25

Altman Z-Score is a Method of Analyzing Bankruptcy

Mohammad Ilham, Nor Norisanti, Faizal Mulia Z


The Influence of Product Diversification and Brand Associations on Buying Interest

Ricardo Albert, Thomas Sumarsan Goh, Errie Margery, Syawaluddin Syawaluddin


The Contribution of Cooperatives to the Indonesian Economy

Noviami Trisniarti, Nanda Nur Sofyana, Azhari Azhari


Factors Affecting the Export Value of Indonesian Natural Rubber Commodities

Farid Arifin, Nurul Anwar, Diah Setyorini Gunawan


The Effect of Servants’ Competence and Whistleblowing on Fraud Prevention in Fund Management

Rusma Rizal, Abdullah Rasjid, Agussalim Agussalim, Sukaria Darmawan


The Effect of Human Resources Development on the Performance of State Civil Servants (ASN)

Martini Martini, Henson Enjein Manurung, Januar Ida Wibowati, Endang Rahayu


The Influence of Consumer Behavior on Purchasing Decisions of Martabak Manis

Zubaidah Warni, Tri Fatrie Fatmawati, Pantani Dahlan