Dear reader, Almana: Jurnal Manajemen dan Bisnis Volume 6, No.3/ December 2022 has appeared before you, consisting of 20 journals with a total of 207 pages. There are various topics presented in this edition. Maybe the diversity of these topics results in the concentration of discussion, but as a venue for ideas and scientific writing skills, still able to make a positive contribution. Hopefully, Almana : Jurnal Manajemen dan Bisnis can provide information and invite further deduction from readers as well so that the Almana Journal can be a discourse to increase the ability to think scientifically.

Published: 2022-12-25

Altman Z-Score is a Method of Analyzing Bankruptcy

Mohammad Ilham, Nor Norisanti, Faizal Mulia Z

421-432

The Influence of Product Diversification and Brand Associations on Buying Interest

Ricardo Albert, Thomas Sumarsan Goh, Errie Margery, Syawaluddin Syawaluddin

444-451

The Contribution of Cooperatives to the Indonesian Economy

Noviami Trisniarti, Nanda Nur Sofyana, Azhari Azhari

452-459

Factors Affecting the Export Value of Indonesian Natural Rubber Commodities

Farid Arifin, Nurul Anwar, Diah Setyorini Gunawan

460-471

The Effect of Servants’ Competence and Whistleblowing on Fraud Prevention in Fund Management

Rusma Rizal, Abdullah Rasjid, Agussalim Agussalim, Sukaria Darmawan

521-528

The Effect of Human Resources Development on the Performance of State Civil Servants (ASN)

Martini Martini, Henson Enjein Manurung, Januar Ida Wibowati, Endang Rahayu

529-538

The Influence of Consumer Behavior on Purchasing Decisions of Martabak Manis

Zubaidah Warni, Tri Fatrie Fatmawati, Pantani Dahlan

539-548