The Influences of Finance Knowledge, Financial Attitudes, and Personality on Financial Management Behaviors on Building Materials MSME

Main Article Content

Chintya Nuranida Putri
Muhammad Azhari

Abstract

This research is motivated by the behavior of financial management, which is considered as one of the essential concepts in economic science, such as the allocation of acquisition and utilization of financial resources. Therefore, who conducted this research to determine financial knowledge, financial attitudes, and personality on financial management behavior in the MSME building materials players in the City of Tasikmalaya. This research design is included in the associative causality research. The subjects used were 75 building materials MSME players. The data collection technique used is primary. Data is obtained directly from the respondent. And the instrument used was a questionnaire. The data analysis technique used is Multiple Linear Regression, which is processed using software SPSS. The results showed that financial knowledge, financial attitudes, and personality partially and simultaneously had a significant effect on financial management behavior.

Article Details

Section
Articles

References

Dew, J., & Xiao, J. J. (2011). The financial management behavior scale: Development and validation. Journal of Financial Counseling and Planning, 22(1), 43–59.

Ghazali, I. (2013). Aplikasi Analisis Multivariate dengan Program SPSS. Badan Penerbit Universitas Dipenogoro.

Hatta, F. E. dan B. B. (2020). Pertumbuhan Ekonomi, Pengertian dan Pengukurannya. Ekonomi.Bunghatta.Ac.Id. https://ekonomi.bunghatta.ac.id/index.php/id/artikel/250-pertumbuhan-ekonomi-pengertian-dan-pengukurannya

Herdjiono, I., Damanik, L. A., & Musamus, U. (2016). Pen Gar Uh Fi Na Nci Al a Tti Tu De , Fi N Anc Ial K Now Le Dge , Par Ent Al in Co Me Te Rh Ada P Fin a Nci Al Ma Nag Em Ent. Manajemen Teori Dan Terapan, 1(3), 226–241.

Humaira, I., & Sagoro, E. M. (2018). Pada Pelaku Umkm Sentra Kerajinan Batik Kabupaten the Influence of Financial Knowledge , Financial Attitude , and Personality Towards Financial Management Behavior on Small. Jurnal Nominal, VII(1), 96–110.

Indrawati. (2015). Metode Penelitian Manajemen dan Bisnis Konvergensi. PT. Refika Aditama.

Kholilah, N. Al, & Iramani, R. (2013). Studi Financial Management Behavior Pada Masyarakat Surabaya. Journal of Business and Banking, 3(1), 69. https://doi.org/10.14414/jbb.v3i1.255

Mien, T. N. N., & Thao, P. T. (2015). From 24-hour blood pressure measurements to arterial stiffness: A valid short cut? Hypertension, 47(3), 327–328. https://doi.org/10.1161/01.HYP.0000200705.61571.95

Rosyadah, K. (2020). THE INFLUENCE OF FINANCIAL KNOWLEDGE , FINANCIAL ATTITUDES AND PERSONALITY TO FINANCIAL MANAGEMENT BEHAVIOR FOR MICRO , SMALL AND MEDIUM ENTERPRISES TYPICAL FOOD OF COTO. 04(02), 152–156.

Shih, T. Y., & Ke, S. C. (2014). Determinates of financial behavior: Insights into consumer money attitudes and financial literacy. Service Business, 8(2), 217–238. https://doi.org/10.1007/s11628-013-0194-x

Sina, P. G. (2014). Tipe Kepribadian Dalam Personal Finance. Jibeka, 8 No.1(1), 1–6. https://scholar.google.co.id/scholar?hl=id&as_sdt=0%2C5&q=definisi+kepribadian&oq=definisi+kepribad

Siswanti, I., & Halida, A. M. (2020). Financial Knowledge , Financial Attitude , and Financial Management Behavior : Self – Control As Mediating. The International Journal of Accounting and Business Society, 28(01), 71–98. https://ijabs.ub.ac.id/index.php/ijabs/article/view/492

Syarizka, D. (2019). Kontribusi UMKM terhadap PDB 2019 Diproyeksi Tumbuh 5%. Bisnis.Com. https://ekonomi.bisnis.com/read/20190109/12/876943/kontribusi-umkm-terhadap-pdb-2019-diproyeksi-tumbuh-5