Piliang BV. PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM SWASTA DEVISA YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2012-2016. JASa [Internet]. 2019 Aug. 8 [cited 2025 Dec. 2];3(2):253-71. Available from: https://journalfeb.unla.ac.id/index.php/jasa/article/view/961