Sudrajat, Anastasya Yulianti, et al. “Factors Affecting the Risk and Financial Performance of Banks in Indonesia”. JASa (Jurnal Akuntansi, Audit Dan Sistem Informasi Akuntansi), vol. 8, no. 3, Dec. 2024, pp. 500-13, doi:10.36555/jasa.v8i3.2534.