Lady L, Lie K, Hesniati H, Candy C. From Innovation and Compatibility to The Intention to Adopt Mobile Payment with User Expectations as The Mediating Factor. Almana [Internet]. 2024 Dec. 29 [cited 2025 Dec. 3];8(3):470-84. Available from: https://journalfeb.unla.ac.id/index.php/almana/article/view/2667