Lady, Lady, Kelvin Lie, Hesniati Hesniati, and Candy Candy. 2024. “From Innovation and Compatibility to The Intention to Adopt Mobile Payment With User Expectations As The Mediating Factor”. Almana : Jurnal Manajemen Dan Bisnis 8 (3):470-84. https://doi.org/10.36555/almana.v8i3.2667.