PUTRA, Moch. Dzulfikar Maulana. PENGARUH CAPITAL ADEQUACY RATIO, RETURN ON ASSET, OPERATIONS EXPENSES/OPERATIONS INCOMES, DAN NON PERFORMING LOAN TERHADAP PENYALURAN KREDIT BANK CAMPURAN TAHUN 2009-2013. Almana : Jurnal Manajemen dan Bisnis, [S. l.], v. 1, n. 1, p. 1–10, 2017. DOI: 10.36555/almana.v1i1.331. Disponível em: https://journalfeb.unla.ac.id/index.php/almana/article/view/331. Acesso em: 29 dec. 2025.