HANDAYANI, Anita. Antecedents of Financial Behavior of MSME. Almana : Jurnal Manajemen dan Bisnis, [S. l.], v. 8, n. 2, p. 264–275, 2024. DOI: 10.36555/almana.v8i2.2529. Disponível em: https://journalfeb.unla.ac.id/index.php/almana/article/view/2529. Acesso em: 2 dec. 2025.