SUCI, Rizky Wulan; RIKUMAHU, Brady. The Effect of Penetration, Availability, and Usage on Bank Profit. Almana : Jurnal Manajemen dan Bisnis, [S. l.], v. 5, n. 1, p. 134–140, 2021. DOI: 10.36555/almana.v5i1.1594. Disponível em: https://journalfeb.unla.ac.id/index.php/almana/article/view/1594. Acesso em: 25 dec. 2025.